If one size would fit all, we wouldn't ask so many. But our solutions are for your problems - so we ask lots of questions.
Let's face it; significant sums are paid for employee benefits. We need to fully understand a company's business philosophy, its workforce, culture, future plans and more. We need to know about your benefit plans, past and present and what is in mind for the future. There is no one size fits all.
With enough questions, we can get closer to what size fits you.
Our business sits at the crossroads of confusion. Too many acronyms. Solutions are not about the carrier or the funding structure - they are about what combination of product, service & communication is right for you.
Our world is the confluence of
• Risk - insured, self-funded, retros, refund agreements
• Acronyms - PPO, HDHP, 401(k), ERISA, HRA, HSA
• Legal Regulations - Discrimination, Department of Labor, Equal Employment Opportunity Commission
• Service Providers - Carriers, TPAs, Managed Care Networks
With our understanding of your needs, we can conduct market research bringing forth possible custom solutions for evaluation.
We give you the facts you need to make decisions even when it is not what you may want to hear.
It is what we all need, even though we want to hear something else. Our research yields solutions which come with costs - financial and non-financial. Decision makers need as many facts as they can get to make the best decision possible. They need to be able to communicate those decisions. Fact driven, straight talk is our approach.